You can see how rolling over loans can lead to you paying much more than you initially borrowed. If you’re considering a payday loan but are worried about being able to pay it back, look into an installment loan. These tend to have smaller payments spread out over a longer time period. You can also work on improving your credit to become eligible for personal loans or credit cards, which have lower rates and monthly minimum payments.
Consumer Notice: We remind that online personal loans for small dollar amounts are not a long term financial solution. These credit options imply relatively high interest rates and become a very costly solution if used improperly. Consumers that seek funds for longer terms or debt relief should consult credit advisor prior to making credit decisions of taking an online personal loan for small dollar amount. 

We can not guarantee that completing an online form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or a loan product of the requested sum or on the desirable terms, or receiving any approval from a lender in the first place. Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. By submitting your information via our online form on this website, you agree to allow any and all participating lenders to verify your information and check your credit. Cash transfer times and terms may vary from lender to lender. Not all the lenders in our network can provide up to $1,000. The limits and regulations vary from state to state. We remind that short-term loans are not a long term financial solution.

*A Trusted Partner designation denotes a listing whose rank has been determined by our staff. Typically, TheTopTens receives compensation for these placements in the form of commissions on sales or leads generated through this site. Because our compensation is tied to consumer behavior, we are incentivized to promote the companies and products people are more likely to respond favorably toward.


Interest-only payment title loans: These loans work similarly to traditional title loans, but their repayment strategy is different. With interest-only payments, borrowers first pay off the amount of interest on the loan. They are then required to pay off the amount of the loan in full. Interest-only title loans usually last for a longer period of time than traditional title loans. Be careful with this type of loan, as you may end up paying more than you actually borrowed and still not pay off the loan.

Snappy Payday Loans offers payday loan and cash advance options in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. We currently do not offer loan options in Georgia, New Jersey, New York, and North Carolina.
ACE is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. ACE continues to make accessibility of its Website a key focus of its software development and design efforts.
When you’re in the military and need money immediately for car repairs, travel or other unexpected bills, your options are often limited. Time constraints, lower-than-average pay scales and a mobile lifestyle caused by deployments, training and frequent moves can make it hard to get a traditional loan. The alternative? Many Soldiers, Sailors, Airmen and Marines have used a credit card, borrowed from family members or, unfortunately, obtained a military cash advance from a payday loan company.

Disclaimer: This service is not a lender and therefore cannot determine whether or not you are ultimately approved for a short term loan, nor can we determine the amount of credit you may be offered. Instead, we facilitate business relationships between consumers like you and the lenders in our network. Our purpose and goal is to match you with one or more lenders from within our network who can provide you with the cash you need in an emergency. We will never act as an agent or representative for any of our lenders, so you can rest comfortably in the knowledge that you will receive fair and competitive offers.
ACE Cash Express, Inc. (“ACE”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. ACE has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.
Pioneer Services, the Military Banking Division of MidCountry Bank, offers affordable short-term military loans for all ranks and branches of military. Loans are available from $500 to $10,000 and offer an easy application process, fast access to your money, complete confidentiality and a 15-day, risk-free satisfaction guarantee. Pioneer Services voluntarily complies with the APR rate cap as recommended by the Military Lending Act and the FDIC small dollar loan program. 
These loans require repayment of the principal and a fee measured as a fixed dollar amount per $100 borrowed. Military personnel are no less susceptible to these loans than civilian consumers. In 2010, the Financial Industry Regulatory Authority report found that 32 percent of enlisted and junior NCO respondents used non-bank borrowing and 11 percent of them had used a payday loan. Of civilian respondents, 9 percent had used a payday loan.
Servicemembers Civil Relief Act (SCRA): Getting ambushed by creditors when you’re deployed is nothing new. Fortunately, Congress acted to help boost active-duty service personnel, reservists, and members of the National Guard — while on active duty — with SCRA, which includes protections from being taken advantage of while you’re serving your country. Provisions, according to Military.com, include:
A very special attention should be paid to the choice of a lender. If you are sure that you can find the best deal on your own, then look for the direct lender by yourself. This option has its benefits. For example, you can feel more secure sharing personal contact information with one lender only. However, if you have never used the payday loan online service and feel confused, you can use the service of the mediator company. This is a third-party company and this is the only con of this option as you will communicate with the direct lender only via the third-party lender. The main advantage here is that the mediator will do everything instead of you. You won’t have to spend time for the search of a lender. However, in most cases the service of a mediator company will cost you additional money. If you are ready to pay extra for the comfort, then you can use their service but if you have any issue that must be clarified, take into account that you will have to deal with it through the mediator.
First Financial is America’s leading source of short-term cash advance – payday loan offers for people with low or bad credit scores. We put the customer first by enabling him or her to arrange the cash transfer from the comfort of home through easy online transfers. Once you’ve completed the process by filling out the final page of the form, your cash can be deposited in your bank by the next business day. 

You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action to deal with late payment. For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. Origination, documentation and other additional fees may apply to your online personal loan deal. Late payment, non-payment fees and other penalties may apply to both short term and online personal loan deals in case of missed payments. Please review your loan agreement carefully for information about the financial implications before you provide your electronic signature.
Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $300 loan as an example: If you borrow $300 to be repaid in 6 months, the total finance charges would be $209.44, with an APR (Annual Percentage Rate) of 208.00%.* The finance charges and APR are based upon you agreeing to make 13 payments of $36.39 due every two weeks and one final payment of $36.37.

This reinforces the findings of the U.S. Federal Deposit Insurance Corporation (FDIC) study from 2011 which found black and Hispanic families, recent immigrants, and single parents were more likely to use payday loans. In addition, their reasons for using these products were not as suggested by the payday industry for one time expenses, but to meet normal recurring obligations.[15]
Some payday loan companies gather your personal information and then shop around for a lender. That means your information could go out to third parties as part of the lending process. Other companies will even sell contact information, leaving you dealing with sales calls and spam emails. LendUp protects customer information and will never sell it.
Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.
Though you may not have a lot of extra time, a side gig could too be an option. Ideas include driving with a ride-share service like Uber, walking dogs, participating in research studies or even taking online surveys to earn more cash. If you find yourself regularly needing small amounts of money to last you through the week, consider exploring ongoing freelance opportunities in your area of expertise — Upwork and Fiverr are a few places to start.
Disabled American Veterans, as its name suggests, serves veterans who became disabled as a result of their service. With more than 1,300 chapters and 1 million members across the country, DAV helps provide the resources disabled veterans and their families need to pursue life to its fullest. Services include transportation, assistance with applications for services, education, and home-loan guarantees.
By using this website, you agree that it’s not an offer or proposal for a loan. Nation 21 is the sole operator of this website and it is in no way a direct lender. Instead, we are a free service provider matching potential borrowers with appropriate lenders. Upon the submission of a loan application, the applicants’ details are conveyed to a direct lender. Consequently, the lender will serve the customer with an agreement that discloses the APR, related fees, and terms and conditions based on the information submitted.
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